How it Works

This is a summary as to How it Works to pawn a car, motorcycle or boat and obtain a loan.


Hock a Car 4 Cash a New South Wales licensed pawnbroker, conducts business in accordance with the State pawnbrokers and second-hand dealers’ act 1996.


Our service offers secured loans to consumers using their vehicle or similar asset as loan collateral; Collateral refers to an asset that we accept as security against a loan.

Need to Know

  • Loan is processed subject to asset value,
  • Asset remains in our storage facility until loan repaid,
  • Borrowers retrieves asset upon final payment.

Amount Lent

Loans are available from $500 up to $88,000 subject to borrower’s requirement and asset value.

Assets Pawned

All vehicle types, including; cars, motorcycles, trucks, boats and jet skis.

Borrow money here today. Pawn your car, motorcycle or boat.


  • No monthly repayments
  • Repay upon asset pick up
  • Pay no application fee
  • No back ground or credit checks
  • No late or hidden fees

Loan Terms & Conditions

  1. Contract term is set at the period you require,
  2. Repayment maybe earlier, in which case you only pay for the term borrowed,
  3. A fee based on the amount lent and period borrowed will be charged,
  4. Need to extend pawn contract, this is no problem, however, a fee will apply,
  5. You have the right to repay monthly or at contract expiry,
  6. Pawned asset remains in our custody until loan is repaid in full.

Obtain Loan

Bring vehicle, proof of identification and ownership to our Car Pawn Shop.

 Pawn Loan Process

  • Assess your asset and confirm ownership
  • Agree loan amount and formalize contract
  • Vehicle placed into storage
  • Receive payment; cash or bank transfer.

Finalizing Loan

  • Provide 24 hour’s notice you intend to repay loan and collect your asset.