How it Works

This is a summary as to How it Works to pawn a vehicle/asset to obtain a loan.


Hock a Car 4 Cash a New South Wales licensed pawnbroker, conducts business in accordance with the New South Wales pawnbrokers and second-hand dealers’ act 1996.


Our service offers secured loans to people using their vehicle or similar asset as loan security/collateral; Collateral refers to an asset that we accept as security against a loan.

Need to Know

  1. Borrowers’ bring their asset to our vehicle pawn shop.
  2. Loans are advanced subject to asset value.
  3. Asset is retained by us until debt is repaid.
  4. Upon final payment the asset is returned.

Amount Lent

Loans are available from $500 up to $150,000 subject to borrower’s requirement and asset value.

Assets Pawned

All vehicle types, including; cars, motorcycles, trucks, boats and jet skis.


how it works to pawn a vehicle at Hock a Car 4 Cash


  • No monthly repayments
  • Repay upon asset pick up
  • Pay no application fee
  • No back ground or credit checks
  • No late or hidden fees

Loan Terms & Conditions

  1. Contract length is set at the period you request; however, you may repay earlier, in which case you only repay for the term used e.g., 1, 2, 3 or more months.
  2. A fee based on the amount lent and period borrowed will be charged.
  3. Should you need to extend your loan, this is no problem, however, a fee will apply.
  4. You have the right to pay monthly or at contract expiry.
  5. Your asset is retained by us in storage until your loan debt is repaid.

Obtain Loan

Bring vehicle, proof of identification and ownership to our Car Pawn Shop.

 Pawn Loan Process

  • Assess your asset and confirm ownership
  • Agree loan amount and formalize contract
  • Vehicle placed into storage
  • Receive payment; cash or bank transfer.

Finalizing Loan

  • Provide 24 hour’s notice you intend to repay loan and collect your asset.